FHA Financing

FHA financing provides a safe and affordable loan option for homeowners.

Fellowship Home Loans is an approved FHA direct lender so you receive the benefits directly, which include:

Lock in a low 30-year fixed-rate.
580 minimum credit score
Bankruptcy eligible – as recent as 1 year with extenuating circumstances.
Quick and easy approval and closing process directly with Fellowship Home Loans!
No pre-payment penalty.
Loans are insured by the Government but issued directly by Fellowship Home Loans. See HUD.gov for more information on FHA loans.

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Other Purchase Options

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Nile & Stephanie
Our experience with FHL was exceptional, from our initial meeting to the actual closing. We were kept informed, given the right level of information and received...
Mark & Sharri D
Glad we can have a new mortgage with Biblical principles.Thanks for making this process very simple. :)
Camille M, Upper Marlboro, MD
I heard Fellowship Home on the radio and I wasn’t expecting they would be able to help me lower my rate because my current bank couldn’t do anything. I was shocked when they said they could do the loan AND pay off some of my credit cards as well. I was waiting for something to go wrong with the process because of my past experiences with mortgage companies but they did everything they said they would do. Simply amazing!
John C, (Jersey City, NJ)
I didn’t have great credit and had been getting the run around from banks when I had tried to lower the rate of my mortgage. I had heard Mike and Brian on the radio for years and God was telling me to try with them because they would be straight with me even if I didn’t qualify. Not only did I get a great rate, but I got 2 months off from paying my mortgage and $1,000 back at closing. I will never forget what they did for me.
Adelle W, (Trenton,NJ)
My sister had refinanced with Mike and Brian so I gave them a call when I was looking to purchase my first home. I was very unfamiliar with the process of course and very nervous of course. They held my hand and walked me through the process and I was a homeowner just a few weeks later. They truly helped me achieve the American dream of home ownership!