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Mortgage Lenders With True Integrity
If you’re ready to buy a new home or to refinance the one your family already has, you deserve to work with a mortgage lender that prioritizes honesty, integrity, and values. Here at Fellowship Home Loans, that’s just what we strive to be. We believe that families from all walks of life deserve the chance to live out the American dream of homeownership. Our team works tirelessly to find options that fit our clients’ needs, and we will do the same for you.
Although we believe in bringing our values to bear in everything we do, particularly in the realm of home lending, you should know that we offer the same level of customer service and competitive loan terms to clients of all faiths and religious backgrounds. When you trust Fellowship Home Loans to handle your mortgage, you’ll never have to worry about whether you’re getting the best deal.
We want to help all of our neighbors find the best loans to fit their needs.
Types of Home Loans
Becoming a first-time homebuyer is exciting, but it can also be very confusing. We’ll be happy to explain all of your options, including the different types of loans available to your family. Whether you’re getting ready to buy your dream home or want to refinance to fund a major life event, we’ll be here to help.
Fixed-rate loans are immensely popular among first-time homebuyers because they make it easier to budget for the future by eliminating fluctuations in payments. With a fixed-rate loan, you’ll get the confidence that it will remain stable over time and won’t go up if interest rates increase.
Adjustable-rate loans are designed to save you money in the short term with low rates and payments during the introductory period specified in the terms. After that, your payments will change depending on the interest rate market and terms set in your loan. We recommend this option for people who don't plan on staying in their houses for very long.
FHA loans offer a wonderful alternative to traditional mortgages for lower-income families. If you've had credit issues in the past or don't think you'll be able to qualify for a traditional loan, this might be the right solution for you. Because FHA loans are backed by the Federal Housing Administration, we have the more flexibility when looking at your unique situation.
We know how much our military veterans sacrifice to protect our country, which is why we're happy to participate in the US Department of Veteran Affairs VA home loans program. If you're a veteran, an active service member, or the surviving spouse of a military veteran, you may be able to purchase a new house or refinance your existing one with no down payment required. The interest rates on VA loans are also extremely competitive.
Current homeowners who want to refinance will have a full range of options at their disposal when working with Fellowship Home Loans. When you work with us, you can get access to fixed-rate, adjustable-rate, FHA, and VA refinancing loans, all at competitive prices.
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Find a Trusted Mortgage Advisor
No matter what kind of loan you’re looking for, you need a trusted mortgage advisor on your side. Buying a
home is the biggest financial commitment most people make in their lifetimes, so you can’t afford to rush the process or to work with mortgage companies that don’t have your best interests in mind.
At Fellowship Home Loans, we pride ourselves on always putting our clients first. From your initial consultation onwards, you can be confident that you’re working with trusted professionals that provide high-quality service and advice tailored to your specific needs.
Fellowship Home Loans
Mortgage lenders guided by honesty & integrity.
As home lenders, Fellowship Home Loans pride themselves on always doing the right thing for their clients and those that follow them on the radio. We work tirelessly to find the right product for every client’s needs. When doing so, we provide multiple options and take the time to explain the benefits and drawbacks of each option so clients can make informed decisions about their home loans.
FHL leadership have been in the radio and mortgage industry for more than ten years now and have worked hard to fulfill their clients’ goals and ambitions in buying a home.
What Our Customers Say
Great Homes & Greater Experiences
“William provided sound advice from the first call. After dealing with the mortgage company that bought our first mortgage with Fellowship, we were not sure we would be able toRead More
“Thank you Brett Baratt and Fellowship Home Loans… Even in the eye of the storm (Covid 19 pandemic) you guys were able to deliver. We are so happy with ourRead More
Find a Better Way to Borrow
If our services sound like a good fit, don’t be afraid to reach out. Our top priorities will always be family, faith,and a focus on our clients. No matter where your life has taken you, the team here at Fellowship Home Loans want to be the bridge to a new home or to financing that next big project. Reach out with a little information about your situation so that we can help you with a mortgage loan that fits your family’s lifestyle.
We just need some quick information to get started.