Adjustable Rate Mortgage loans ARE GOOD IF YOU:

  • Plan to stay in the home for less than 5 to 7 years.
  • Are in a high interest rate environment because the rate goes down when rates fall over the years.

Most Adjustable rate mortgage products offer a low introductory rate that is fixed from 1 to 10 years and then the remaining life of the loan adjusts either annually or every six months. Our ARM programs come with a lifetime cap on the rate.

This means that your rate will never go higher than a certain amount even if the rates skyrocket.
There is a ceiling on how much you can possibly pay.

Other Refinancing Options

Other Purchase Options