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How to Protect Personal Information When Applying for a Mortgage

02,Mar,2021 0 Comments

Shopping for a mortgage, especially if it’s your first time, can be exciting. It’s finally time to take the steps needed to purchase a home, so you may start looking into as many lenders as possible to get the ideal loan. When you’re looking it’s vital you pay attention to …

How to Save the Down Payment for a House

15,Feb,2021 0 Comments

Buying a house is a big commitment, and you’ll need a down payment before you can purchase the home or obtain a loan. The bigger the down payment is, the less you’ll need to pay over time to pay off the mortgage. To save the down payment, start by determining …

Shop for a Mortgage Without Impacting Your Credit Score

07,Jan,2021 0 Comments

A home is likely the biggest purchase someone will make in their life, and more often than not, they’re going to need a mortgage to make the purchase. Unfortunately, shopping around for a mortgage can impact the buyer’s credit score, which can make it more difficult for them to be …

What the Debt-to-Income Ratio is and How to Figure it Out

21,Dec,2020 0 Comments

Buying a home can be a thrilling yet stressful process. For first-time homebuyers, there are a lot of new terms to understand before they start looking at homes to buy. One of the most important terms is the DTI or debt-to-income ratio. This number helps mortgage lenders determine if they’re …

Is it the Right Time to Refinance Your Mortgage?

01,Dec,2020 0 Comments

Right now, a lot of homeowners and investors are talking about refinancing. But, how do you know if this is actually a good option? Not only do homeowners need to think about whether it’s the right time to refinance, but if refinancing is actually a good idea for them. There …

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Nile & Stephanie
Our experience with FHL was exceptional, from our initial meeting to the actual closing. We were kept informed, given the right level of information and received...
Mark & Sharri D
Glad we can have a new mortgage with Biblical principles.Thanks for making this process very simple. :)
Camille M, Upper Marlboro, MD
I heard Fellowship Home on the radio and I wasn’t expecting they would be able to help me lower my rate because my current bank couldn’t do anything. I was shocked when they said they could do the loan AND pay off some of my credit cards as well. I was waiting for something to go wrong with the process because of my past experiences with mortgage companies but they did everything they said they would do. Simply amazing!
John C, (Jersey City, NJ)
I didn’t have great credit and had been getting the run around from banks when I had tried to lower the rate of my mortgage. I had heard Mike and Brian on the radio for years and God was telling me to try with them because they would be straight with me even if I didn’t qualify. Not only did I get a great rate, but I got 2 months off from paying my mortgage and $1,000 back at closing. I will never forget what they did for me.
Adelle W, (Trenton,NJ)
My sister had refinanced with Mike and Brian so I gave them a call when I was looking to purchase my first home. I was very unfamiliar with the process of course and very nervous of course. They held my hand and walked me through the process and I was a homeowner just a few weeks later. They truly helped me achieve the American dream of home ownership!