Blog
07,Jan,2021
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A home is likely the biggest purchase someone will make in their life, and more often than not, they’re going to need a mortgage to make the purchase. Unfortunately, shopping around for a mortgage can impact the buyer’s credit score, which can make it more difficult for them to be …
What the Debt-to-Income Ratio is and How to Figure it Out
21,Dec,2020
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Buying a home can be a thrilling yet stressful process. For first-time homebuyers, there are a lot of new terms to understand before they start looking at homes to buy. One of the most important terms is the DTI or debt-to-income ratio. This number helps mortgage lenders determine if they’re …
Is it the Right Time to Refinance Your Mortgage?
01,Dec,2020
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Right now, a lot of homeowners and investors are talking about refinancing. But, how do you know if this is actually a good option? Not only do homeowners need to think about whether it’s the right time to refinance, but if refinancing is actually a good idea for them. There …
Everything You Should Know About Reverse Mortgages
21,Aug,2020
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Reverse mortgages are a special type of loan based on the equity of the home. Instead of getting money from a lender and making regular payments, the lender provides cash based on the home’s equity and records a lien against the property. The money does not need to be repaid …
Ways to Improve Your Credit Score to Purchase a Home
11,Aug,2020
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Purchasing a home with a mortgage requires a good credit score. Unfortunately, it’s all too easy for a credit score to be lower than expected. If you’re planning on purchasing a home in the next few months, take the time to learn more about the impact your credit score will …