Don’t Waste Any More Money Renting – Get a Home Loan and Buy a Home!
For those of you renting, wouldn’t it be nice to put that money toward a new home? Even if you don’t plan on staying in your home for a long time, it makes perfect sense to purchase a home and start building equity today.
Fellowship Home Loans is a mortgage company that can help you find the perfect loan that is manageable and attainable. We have many loan products to offer you, and we are sure that we can find an excellent loan option based on your unique requirements and current financial situation.
Also, when you don’t have the time to spend on a lengthy mortgage application process and you want to know whether or not you’ll qualify quickly, Fellowship Home Loans can help. We offer a streamlined application process that can provide you with a mortgage pre-approval, but we do so in an honest and trustworthy manner.
As mortgage specialists dedicated to honesty and integrity in our everyday lives and our business, we are always upfront and honest with you about your loan requirements. Even if you don’t have a lot of time and need assistance, we’ll be sure that you know exactly what you are getting into.
We take lots of information into account with your home loan
Your credit history and score is just one factor that we consider; we also take into account your debt to income ratio, liquid assets, and household income. As honest lenders, we also work hard to take your particular life situation into account. We listen to your story and try to guide you in the right direction. Our clients have a wide range of different credit scores.
It’s a very good idea to spend some time building up your liquid assets because your current balances and ongoing deposits will influence your loan eligibility. Any investments that you may have including a retirement account or 401k account are factored in as well. Your employment history and monthly income are also factored into your situation.
We are proud to offer FHA home loans
We also offer FHA home loans, which are a great choice for families and individuals who may benefit from the flexibility those programs provide.
We will assist you with applying for whichever FHA loans that you may be eligible for. This is just one home loan option that we offer to our clients; and once we meet with you and get a few more details, we can let you know the full range of loan products that you may be eligible for.
Be sure to prepare for a quick mortgage approval process if you need one
If you’re seeking a fast mortgage approval, you’ll want to take the time to prepare for your application and ensure that everything you’ll need is in place. For example, you should build up your liquid assets which include your checking and savings accounts prior to applying for a mortgage. If you can pay down debts prior to your application it is also a good idea, as well as refraining from opening new lines of credit right before you apply.
Call Us at 1-800-804-SAVE (7283) or send an email to [email protected]. Get started with our streamlined mortgage application process today and find out what options you may be eligible for!