Home Loan Preapproval is Tough!
If you’re in the home purchase or home refinance process you’ve probably experienced the stressful experience of gathering pay stubs, tax, employment, and credit reports. You send over a few documents that your mortgage lender has requested and breathe a sigh of relief that you’ve actually kept a good record of your life. Then your phone rings an hour or two later with your lender notifying you that they need more information from you. And if you’re an independent contractor or a freelancer, good luck trying to navigate that maze!
Up until the moment you close on the house you might be scrambling for information for your lender ensuring that you actually have the money to purchase the house that they pre-approved you for a month or more ago. The problem with pre-approvals are that they aren’t ironclad. Just because you’re pre-approved does not mean you’re going to be able to purchase the home you find and fall in love with. Well, we now have a solution for all buyers and refinancers that doesn’t make you want to pull your hair out.
Same Day Loan Approval Process
Our qualified commitment is revolutionizing the home purchase side of the business. You have received “pre-approvals” from other lenders and let’s face it, it’s not worth the paper it’s printed on most of the time and isn’t accurate. We don’t want to waste anyone’s time, so we take it a step further and issue an ACTUAL commitment, meaning our underwriter has reviewed credit and income already so you know that you are already qualified for the home you are dreaming of!
Fellowship Home Loans wants to help you enjoy the process of buying a home. Through our specialized home lending programs, our commitment that you can purchase in a certain price range will help you confidently move through the home purchase process. And you know the best part? We can do what may take a bank weeks to do in ONE day. All we need is your credit, assets, and income and we can get approval from our in-house underwriter the very same day.
We work with realtors throughout the country to overcome the biggest obstacles and give you a forward conditional commitment instead of a flimsy pre-approval.
Don’t wait to get your Qualified Commitment
So if you’re tired of getting the run around from your bank, sending more documents, chasing papers, always needing one more thing… then a forward conditional commitment from Fellowship Home Loans is what you need.
We want to help you move closer to your goals of financial freedom. Knowing where you stand is crucial to navigating the housing market, so you can better plan for the home of your dreams.
Get Started Now
Forward conditional commitments are transparent and honest documents that provide you with the only answer you want to know: can I get the house I want or not? We have a dedicated team of loan officers, processors, and underwriters in-house at our disposal to answer your questions quickly.
Click here to request a forward conditional commitment today and get started!