Physician & Medical Professional Home Loans
FHL MedPro helps eligible medical professionals explore home financing designed around their career path, earning profile, and homeownership goals.
Why choose FHL MedPro?
Medical careers can come with student debt, strong earning potential, and unusual timelines. FHL MedPro helps eligible borrowers review clear loan options.
Eligible borrowers may qualify for up to 100% financing on a purchase or rate-and-term refinance of a primary residence.
The program can support loan amounts up to $2,000,000 for qualified borrowers.
Eligible loans do not require mortgage insurance, which can help keep monthly payments more manageable.
Guidelines account for eligible physicians, dentists, pharmacists, veterinarians, podiatrists, CRNAs, residents, fellows, and interns.
Guidance for Medical Professionals
Whether you are buying your first home, relocating for a new role, or refinancing, Fellowship Home Loans can help you compare the MedPro option with the rest of your loan choices.
Program Details
FHL MedPro is built for eligible medical professionals purchasing or refinancing a 1-unit primary residence. The program may offer up to 100% financing, loan amounts up to $2,000,000, no mortgage insurance, and fixed-rate or ARM options.
Borrowers must meet program, credit, income, employment, property, and state-specific requirements. Loans in New York State must exceed the current conforming high-balance limit set by FHFA by $1.
Primary Residence Financing
Designed for eligible purchase and rate-and-term refinance borrowers using a 1-unit primary residence.
High-Limit Loan Options
Qualified borrowers may be able to use the program for loan amounts up to $2,000,000.
Fixed-Rate & ARM Options
Fixed-rate and ARM structures are available, subject to program minimums, approval, and borrower qualification.
No Mortgage Insurance
Eligible loans do not require monthly mortgage insurance, which can help make payments more manageable.
Who can benefit from FHL MedPro?
This program is designed for eligible medical professionals, including:
Physicians: MD, DO, and eligible specialties such as ophthalmology or psychiatry.
Dental & Pharmacy Professionals: DDS, DMD, and PharmD borrowers.
Veterinarians, Podiatrists & CRNAs: DVM/VMD, DPM, and eligible CRNA borrowers with DNAP or DNP credentials.
Residents, Fellows & Interns: Medical trainees with accepted employment terms or active contracts.
Get Your FHL MedPro Review
Started Today
If you want to see whether this loan option fits your home purchase or refinance goals, Fellowship Home Loans can help you compare eligibility, loan structure, and next steps.